Bringing financial clarity, peace, and joy to individuals and families.

Helping people understand their situation and reach their goals.

  • Do you understand your finances? Does your spouse?

  • Do you wonder if you have enough and will be okay?

  • Are you retiring, changing jobs, experiencing a death or divorce, or going through another life event?

  • If you have an advisor, do they listen? Do they communicate well?

  • Have things changed with your advisor?

  • Does it feel like your advisor is trying to sell you something?

  • Do you have annuities or other investments you do not understand?

  • Does your advisor review your tax return, estate documents, and insurance documents?

Wealth Management

An academic investment approach, thoughtfully designed around you.

Thistle Wealth Management is an independent, fee-only fiduciary.

Investment management, personalized and integrated with your tax, estate, and insurance plan.

Helping you achieve or maintain financial independence and feel secure and fulfilled.

Fees:

Assets up to $1,000,000: 0.80%

Assets above $1,000,000, up to $10,000,000: 0.40%

Assets above $10,000,000: 0.20%

For $2 million under management, the fee would be:

$1 million x 0.80% + $1 million x 0.40% = $12,000/year

Traditional wealth management treats every aspect of financial planning separately.

  • Your Life

  • Your Values

  • Your Money

  • Your Taxes

  • Your Estate

  • Your Insurance

A better approach is fully integrating your life into your plan.

Everything is within the context of your bigger picture.

Josh Andrews, CFP®

Founder & Wealth Advisor

Josh founded Thistle Wealth Management after a decade in the wealth management industry. He spent more than six years at one of the premier fee-only firms in the country where he advised individuals, families, and foundations. Josh served on the investment committee to oversee the firm’s $2.5 billion of assets under management.

Josh’s passion is helping people understand their financial situation and guiding them towards their goals.

Josh is a CERTIFIED FINANCIAL PLANNER®. He graduated from Samford University with a Master of Business Administration and Florida State University with a Bachelor of Science in Economics.